SGLI coverage ends after how many days following separation from active duty?

Servicemembers' Group Life Insurance (SGLI) coverage automatically terminates 120 days after separation from active duty. This provision is established to provide a grace period for servicemembers transitioning to civilian life, ensuring that they have some insurance protection during that crucial time. It allows veterans to secure new insurance coverage without an abrupt loss of their life insurance benefits. After the 120-day period, members lose their coverage unless they convert to a different form of insurance or take other action to maintain their coverage. Understanding this timeline is essential for service members to plan their insurance needs after leaving active duty.