SGLI coverage terminates how many days after separation from active duty?

Servicemembers' Group Life Insurance (SGLI) coverage is a vital benefit provided to service members, ensuring financial protection for their beneficiaries in the event of death. Upon separation from active duty, SGLI coverage remains in effect for a specific period to allow former service members some time to transition and consider their insurance needs.

The correct answer indicates that SGLI coverage terminates 120 days after the service member separates from active duty. This 120-day period is designed to give individuals the opportunity to secure alternative life insurance options if they choose to do so. During this timeframe, individuals can weigh their options without losing coverage immediately upon separating from service.

This provision allows former service members to remain covered during their transition to civilian life, offering peace of mind while they adjust to new circumstances and investigate other insurance products that may be available to them once their military benefits end.