Verification of beneficiaries for Servicemember's Group Life Insurance (SGLI) should be accomplished at all of the following times, EXCEPT?

Verification of beneficiaries for Servicemember's Group Life Insurance (SGLI) is critical to ensure that the benefits are designated to the appropriate individuals in the event of the servicemember's death. There are several key points in a servicemember's career when verifying beneficiary information is especially important.

It is essential to verify beneficiary information upon enlistment, as this establishes the initial designations. Annual reviews provide a necessary opportunity to revisit and possibly update this information, especially as life circumstances change. Additionally, significant life events such as marriage or divorce necessitate an immediate review and potential change to beneficiaries to reflect the individual's current wishes and circumstances.

While reviewing beneficiary information is important before separation, it is not considered a mandatory point for verification. Typically, separation processes often cover multiple aspects of a servicemember's career, but beneficiary verification might not be specifically highlighted as part of that process. Ensuring beneficiaries are up to date should occur throughout the servicemember's career rather than being singularly emphasized just before separation.